HOUSE MORTGAGE
REAL ESTATE MORTGAGE / SANGLA TITULO LOAN
Unlock the value of your property and get fast access to cash through our Real Estate Mortgage Loan (Sangla Titulo).
NEED EXTRA FUNDS FOR?
Education
Medical Expenses
Additional Capital
Business Expansion
Bills Repayment
Emergency Funds
ACCEPTED UNITS
House and Lot (Residential Property)
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Copy of the latest OR/CR under borrower’s name
Condominium Unit
-
Extra space and comfort for growing families
-
Valid ID’s of previous owner (kung hindi pa nalilipat ang OR/CR sa borrower)
Commercial Property / Commercial Building
-
Release of Chattel Mortage
-
Old Promissory Note / Disclosure Statement
WHO CAN APPLY?
OFWs
Seafarers
Workers
Business Owners
LOAN FEATURES
Affordable Rates
As low as 0.80% – 0.85% interest rate to help you save more.
Easy & Fast
Simple requirements and fast processing for your convenience
Flexible Terms
Choose Flexible Terms from 12 to 60 Months.
Free Application
Make your dream home a reality with Kabaro.
No Hidden Charges
Transparent fees with no surprises.
Online Application Available
Apply anytime, anywhere online.
Walk-in Applications Accepted
Visit our branch and apply in person.
REQUIREMENTS
BASIC REQUIREMENTS
TCT / CTC (and other collateral documents)
2 Valid Government IDs – Borrower
2 Valid Government IDs – Co-borrower
Latest Proof of Income
Latest Proof of Billing
Guarantee Letter
ADDITIONAL REQUIREMENTS FOR OFW’S & SEAFARERS
Employment Contract / POEA Contract / COE
Latest Payslip or Proof of Remittance
Seaman’s Book
Allotment Certificate
FOLLOW THE STEP’S
Submit Application
Submit the requirements and application form.
Get Approved
We review your application and approve quickly.
Receive Your Cash
Funds are disbursed directly to your account.
Repay with Ease
Pay in comfortable installments.
Requirements
What You Need
To apply for the loan, provide the following. No originals needed — a clear photo is enough!
Standard Requirements
POEA Contract- Passport and Seaman’s Book (SIRB)
- E-Registration
- Tatak ng huling sakay sa SIRB
- 2 Valid IDs (Seafarer)
- 2 Valid IDs (Co-borrower)
- Proof of Billing
- Marriage Contract (If Married)
Additional — Onboard Applicants Only
- Boarding Pass
- Allotment Certificate